Terms & Conditions

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            <h2 class="app-name">Golden Team</h2>
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            <h1 class="heading">
                Terms & Conditions
            </h1>
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        <div class="termnum">
            <h3>Terms of Use</h3>
            <p>This Terms of Use ("TOU") is published by <b> GoldenTeam </b>, ("<b>GoldenTeam</b>")</p>
    
            <p>
                This TOU should be read with the Privacy Policy published in the privacy policy section of the <b> GoldenTeam </b>
                Application. USERS ARE HEREBY NOTIFIED THAT BY USING THE COMPANY APPLICATION IT IS DEEMED THAT THE USERS
                HAVE CONSENTED TO THIS TOU AND BY ACCEPTING THE TOU AND PRIVACY POLICY AT THE TIME OF REGISTRATION IT IS
                DEEMED THAT THE USERS HAVE CONSENTED TO THIS TOU AND THAT THE USER REPRESENTS TO COMPANY THAT THEIR AGE IS
                18 YEARS OR MORE THAN 18 YEARS AND THAT THEY ARE AUTHORISED TO USE THE APPLICATION AND TO ENTER INTO THIS
                AGREEMENT. IF A USER DISAGREES WITH THE TERMS OF THIS TOU OR THE APPLICATION OR INTENDS TO WITHDRAW THEIR
                CONSENT TO THE SAME THEN SUCH USER SHALL IMMEDIATELY CEASE USING THE COMPANY APPLICATION. IF A USER WISHES
                TO WITHDRAW CONSENT TO THESE TERMS THEN SUCH USER IS REQUIRED TO COMMUNICATE THE SAME TO THE GRIEVANCE
                OFFICER WHOSE DETAILS ARE PROVIDED IN THE PRIVACY POLICY ON THE APPLICATION IN THE MANNER SPECIFIED THEREIN.
            </p>
    
            <p>This TOU and the Privacy Policy is a legally binding contract between the User and <b> GoldenTeam </b> (as provided in
                the Indian Contract Act, 1872, Information Technology Act, 2000, and the Information Technology rules) and
                hereby specifies the following terms:-</p>
    
            <ul>
                <li>
                    The User is prohibited from publishing, hosting, displaying, uploading, modifying, transmitting,
                    posting, communicating, updating or sharing any information that –
                    <ul>
                        <li> belongs to another person and to which the user does not have any right to; </li>
                        <li> is grossly harmful, harassing, abusive, blasphemous; defamatory, obscene, pornographic,
                            pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnically
                            objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise
                            unlawful in any manner whatever; </li>
                        <li> harm minors in any way; </li>
                        <li> infringes any patent, trademark, copyright or other proprietary rights and third party
                            intellectual property rights; </li>
                        <li> violates any law for the time being in force; </li>
                        <li> deceives or misleads the addressee about the origin of such messages or communicates any
                            information which is grossly offensive or menacing in nature; </li>
                        <li> impersonate another person; </li>
                        <li> contains software viruses or any other computer code, files or programs designed to interrupt,
                            destroy or limit the functionality of any computer resource; </li>
                        <li> threatens the unity, integrity, defense, security or sovereignty of India, friendly relations
                            with foreign states, or public order or causes incitement to the commission of any cognizable
                            offence or prevents investigation of any offence or is insulting any other nation. </li>
                        <li> is invasive of another person's privacy including bodily privacy. </li>
                        <li> is insulting or harassing on the basis of gender. </li>
                        <li> promotes enmity between different groups on the grounds of religion or caste with the intent to
                            incite violence. and </li>
    
                        <li> can be considered as unsolicited messages (commercial or otherwise). </li>
                    </ul>
                </li>
                <li>
                    Terms and conditions applicable to End Customer
                    <ul>
                        <li> By (the End Customer) continuing to the use of the Application and providing consent in the
                            manner specified above, it is hereby agreed that the End Customer has gone through the terms of
                            this TOU and the terms of the Privacy Policy and is aware of all aspects related to the
                            information collected by the Advisor from such User. </li>
    
                        <li> The End Customer agrees and acknowledges that the representations and warranties made
                            pertaining to the products are made by the Advisor and the <b> GoldenTeam </b> shall not be held liable for
                            any actions of the Advisor. </li>
    
                        <li> The End Customer represents and warrants that it shall be the responsibility of the End
                            Customer to educate themselves about the plans and benefits of the products, in no event the
                            <b> GoldenTeam </b> shall be held liable for any loss incurred to the End Customer. </li>
    
                        <li> The End Customer represents and warrants that it shall not share its OTP with any third party
                            and it is aware of the purpose of collection of its personal information thus the End Customer
                            is providing the personal information with free consent. </li>
    
                        <li> The End Customer represents and warrants that it is aware of the transaction before
                            transferring any amount to the Advisor. </li>
    
                        <li> The End Customer shall follow all the precautions before using or purchasing the financial
                            services. </li>
    
                        <li> If the End Customer wishes to avail the services available on the Application, the End User may
                            be asked by the Advisor to supply certain information relevant to their interest including,
                            without limitation, the User's name, User's address, User's phone number, Aadhar No. PAN No. and
                            such other details as required to provide services. </li>
    
                        <li> The End Customer represents and warrants that the advice or information, whether oral or
                            written, obtained by the End Customer on the Application will not create any warranty or
                            guarantee by the <b> GoldenTeam </b> other than those expressly stated herein. Further, the End Customer
                            agrees and acknowledges that it shall be the responsibility of the End Customer to evaluate the
                            accuracy, completeness, and usefulness of all opinions, advice, services, merchandise, and other
                            information provided on the Application. </li>
    
                        <li> The End Customer shall not make any payments to the Advisor for the purchase or investment of
                            the products and the <b> GoldenTeam </b> in no circumstances shall be held liable for such payments made by
                            the End Customer. </li>
    
                    </ul>
                </li>
    
                <li>
                    Terms and conditions applicable to Advisor
                    <ul>
                        <li>The representations and warranties made by Advisor to the End Customer shall be true and
                            correct.</li>
    
                        <li>The Advisor shall not make any false, unauthorized, or exaggerated disclosures about the
                            products.</li>
    
                        <li>The Advisor hereby represents and warrants that he/she shall not solicit the prospective leads
                            to invest or subscribe or purchase the product through coercion including but not limited to
                            threats, inducements, etc. The Advisor represents and warrants that he/she shall not be entitled
                            to collect any money on behalf of the End Customer the Advisor shall at all points in time
                            ensure that he/she does not directly or indirectly demand or accept money, commissions, or
                            kickbacks from the End Customer.</li>
    
                        <li>By selling, promoting, or marketing the products to the End Customer it is deemed that the
                            Advisor agrees and accepts and terms of the Service Agreement that shall be accessed through the
                            <a href="https://www.goldenteam.in/agreement" target="_blank" style="color:aquamarine"> following link </a> </li>
    
                        <li>Advisor represents and warrants that the commercials, terms, and conditions pertaining to the
                            products have dependencies on third parties i.e the financial institutions issuing such products
                            and thus the <b> GoldenTeam </b> shall not be held liable for any loss incurred by the Advisor.</li>
    
                        <li>Advisor represents and warrants that the Advisor is aware of the plans and benefits of the
                            products.</li>
                    </ul>
                </li>
                <li>
                    If the Advisor wishes to avail the services available on the Application, the Advisor may be asked to
                    supply certain information without limitation to OTP for signing up, Advisor's name, Advisor's address,
                    Advisor's phone number, Aadhar No., PAN No., bank details, contact list of Advisor and such other
                    details as required to provide services. Advisor represents and warrants that the information supplied
                    by the Advisor is true, correct, and complete.
                </li>
    
                <li>
                    By submitting such information, the Advisor grants the <b> GoldenTeam </b> the right to provide the information to
                    third parties for purposes of providing services to the Advisor and End Customer and for such other
                    purposes as stated in the Service Agreement and Privacy Policy.
                </li>
    
                <li>The User agrees to not use any engine, software, tool, agent, or other device or mechanism (such as
                    spiders, robots, avatars, or intelligent agents) to navigate, hack, reverse engineer or search the
                    Application; </li>
    
                <li>User agrees and understands that in the event <b> GoldenTeam </b> learns (either through itself or through reports
                    from other Users or third parties) that the User is contravening with any of the provisions of this TOU
                    or the Privacy Policy or any law for the time being in force than without prejudice to other available
                    rights and remedies, <b> GoldenTeam </b> shall at all times and its sole discretion be entitled to disable, block,
                    restrict the User's access to the Application, remove any or all information (including but not limited
                    to the contravening information) of the User from the Application and suspend or cancel any pending
                    payments payable to the User. <b> GoldenTeam </b> reserves the right to take these actions without providing notice
                    to the User. <b> GoldenTeam </b> shall also be entitled to share such information with government authorities,
                    attorneys, regulatory bodies, and law enforcement agencies. </li>
    
                <li>The User hereby understands that unless agreed otherwise in writing, <b> GoldenTeam </b> shall not be responsible to
                    indemnify any losses suffered by the User. The User irrevocably waives any and all rights to make any
                    claims, file any suits or threaten or initiate any action against the <b> GoldenTeam </b> seeking indemnification.
                </li>
    
                <li>The User agrees and acknowledges that <b> GoldenTeam </b> shall at no point in time be liable for the losses,
                    damages, or expenses suffered by the User owing to the disclosure of information (that is consented by
                    the User as detailed in this TOU and the Privacy Policy or that is lawfully disclosed by <b> GoldenTeam </b> to
                    government, investigative or regulatory authorities) by <b> GoldenTeam </b>. The User agrees and understands the
                    revocation of consent to this TOU or Privacy Policy by a User shall be effective from the date <b> GoldenTeam </b>
                    acknowledges the intimation of revocation of consent by the User and such revocation shall not have
                    retrospective effect under any circumstances.</li>
    
                <li>IT IS HEREBY EXPLICITLY CLARIFIED THAT THE COMPANY SHALL NOT BE LIABLE AND DOES NOT EXPRESSLY OR
                    IMPLIEDLY MAKE ANY WARRANTIES TO THE ACCURACY, TECHNICAL CORRECTNESS, BONAFIDE, OR AUTHENTICITY OF ANY
                    INFORMATION ON THE APPLICATION (INCLUDING BUT NOT LIMITED TO PRICE, DESCRIPTION, ADVERTISEMENTS, CONTENT
                    ON THIRD-PARTY LINKED WEBSITES) AND THAT (UNLESS OTHERWISE AGREED IN WRITING BETWEEN THE INFORMATION
                    PROVIDER AND COMPANY) COMPANY IS PUBLISHING THEM ON AN AS-IS BASIS OR BASED ON THE INPUTS RECEIVED FROM
                    SUCH INFORMATION PROVIDERS. COMPANY SHALL NOT BE LIABLE FOR THE ACTS OR OMISSIONS OF THE USERS THAT
                    RESULT IN THIRD-PARTY INTELLECTUAL PROPERTY RIGHT INFRINGEMENT.</li>
    
                <li>WHILE THE COMPANY MAY EXERCISE BEST EFFORTS WITH REGARD TO THE TECHNICAL UPKEEP, MAINTENANCE, AND
                    AVAILABILITY OF THE APPLICATION, THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE RESPONSIBLE FOR ANY LOSS OF
                    DATA OF THE USER OR FOR FAILURE OF THE APPLICATION OR APPLICATION RELATED PROBLEMS (TECHNICAL OR
                    OTHERWISE). FURTHER, IT IS HEREBY CLARIFIED THAT THE COMPANY MAY AT ANY POINT IN TIME AND AT ITS SOLE
                    DISCRETION MIGRATE, TRANSFER OR SHUT DOWN OR MODIFY THE APPLICATION OR ANY PART THEREOF WITHOUT NOTICE
                    TO THE USER.</li>
    
                <li>It is hereby clarified that in the event the User notices any content on the Application that infringes
                    the intellectual property rights of any third party then the User shall have the option to report the
                    same by writing to the Grievance Officer whose details are provided in the Privacy Policy. Upon receipt
                    of such reports <b> GoldenTeam </b> shall act in a time-bound manner in this regard. For other general feedback and
                    inputs or reports (other than those specified in this TOU and the Privacy Policy) the User is encouraged
                    to reach out to us on the "contact us" page of the Application.</li>
    
                <li>
                    IT IS HEREBY CLARIFIED THAT THE COMPANY'S (AND ITS PARTNERS) GROSS LIABILITY ARISING OUT OF OR IN
                    CONNECTION WITH ANY DISPUTES, LOSSES, DAMAGES OR EXPENSES INCURRED OR SUFFERED BY THE USER BY THE USE OF
                    THE APPLICATION OR THE CONTENT THEREIN OR SERVICES PROVIDED BY COMPANY SHALL NOT EXCEED RS.1,000/-
                    (RUPEES ONE THOUSAND ONLY). THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE HELD LIABLE FOR INDIRECT,
                    SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES
                    FOR LOSS OF PROFITS, LOST REVENUES HOWEVER CAUSED, AND UNDER ANY THEORY OF LIABILITY, INCLUDING BUT NOT
                    LIMITED TO CONTRACT OR TORT AND WHETHER OR NOT WAS OR SHOULD HAVE BEEN AWARE OR ADVISED OF THE
                    POSSIBILITY OF SUCH DAMAGE AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED STATED
                    HEREIN. <br>
    
                    IT IS FURTHER CLARIFIED THAT THE COMPANY SHALL NOT BE RESPONSIBLE, IN ANY MANNER, WHATSOEVER FOR ANY
                    DELAY OR FAILURE TO MEET ITS OBLIGATION UNDER THE TERMS AND CONDITIONS WHICH MAY BE CAUSED DIRECTLY OR
                    INDIRECTLY DUE TO FAILURE ON THE PART OF THE ADVISOR FOR UNAVAILABILITY/UNRESPONSIVENESS OR FAILURE TO
                    PROVIDE COMPLETE AND ACCURATE INFORMATION.
                </li>
    
                <li>IN THE EVENT COMPANY FACES ANY SUITS OR CLAIMS OR SUFFERS ANY - LOSSES OR DAMAGES OR INCURS ANY EXPENSE
                    OWING TO THE ACTS OR OMISSIONS (INCLUDING BUT NOT LIMITED TO THE CONTRAVENTION OF THIS TOU OR PRIVACY
                    POLICY OR APPLICABLE LAW) OF THE USER THEN SUCH USER SHALL FULLY AND WITHOUT LIMITATION INDEMNIFY,
                    PROTECT AND HOLD HARMLESS COMPANY, ITS DIRECTORS, EMPLOYEES AND ASSOCIATES FROM AND AGAINST SUCH LOSSES.
                </li>
    
                <li>In the event <b> GoldenTeam </b> has executed a separate written agreement with the User pertaining to the subject
                    matter hereof then such agreement shall be read with the Terms of this TOU and Privacy Policy, in case
                    of any conflict between the terms of such specific agreement and this TOU and Privacy Policy, the terms
                    of such specific agreement (to the extent of the conflicting portion only) shall prevail.</li>
    
                <li>This TOU and Privacy Policy shall be governed by the laws of India. User agrees that all disputes shall
                    be subject to Arbitration by a sole arbitrator appointed by <b> GoldenTeam </b> and the courts of Bangalore shall
                    have the exclusive jurisdiction to decide any disputes between the parties (i.e. for obtaining interim
                    relief and/or for enforcing the arbitral award). User and <b> GoldenTeam </b> shall bear their respective cost
                    incurred during the dispute resolution process.</li>
    
                <li><b> GoldenTeam </b> may amend or alter or vary this TOU and the Privacy Policy at any time and shall inform the User
                    from time to time. In case of non-compliance with this TOU and Privacy Policy, the <b> GoldenTeam </b> has the right
                    to terminate the access or usage rights of the Users and/or suspend/freeze/block the wallet or account
                    of the User.</li>
    
                <li>If any term or condition of our TOU and Privacy Policy shall be deemed invalid, illegal, or
                    unenforceable, the parties hereby agree that such term or condition shall be deemed to be deleted and
                    the remainder of the TOU shall continue in force without such term or condition.</li>
    
                <li>No delay or failure on the <b> GoldenTeam </b>'s part to enforce our rights or remedies under the Terms of Use or
                    other policies shall constitute a waiver on our part of such rights or remedies unless such waiver is
                    confirmed in writing.</li>
    
                <li><b> GoldenTeam </b> shall not be liable for any failure or delay in performing any of its obligations under this TOU
                    or Privacy Policy if such delay or failure is attributable to reasons beyond its control or due to a
                    force-majeure event (including but not limited to natural disasters, strikes, lock-outs, labour
                    problems, work stoppages, riots, acts of terrorism, technical problems or failures, delays or failure of
                    services by vendors).</li>
    
                <li>User is responsible for making all arrangements necessary for them to have access to the Application and
                    thereby the Services. User is also responsible for ensuring that any persons who access the Application
                    through the User's account is aware of these terms and that they shall comply with them. User and such
                    persons are jointly and severally responsible and liable for all activities that take place or occur
                    under the User's account. User agrees that their ability to log into their account is dependent upon
                    external factors such as internet service providers and internet network connectivity and <b> GoldenTeam </b> shall
                    not be liable to User for any damages arising from your inability to log into the User account. User
                    hereby agrees and represents that the User is in compliance with applicable law. The User agrees and
                    acknowledges that the <b> GoldenTeam </b> shall not be held liable or made a party to any dispute between the User,
                    and the User shall be responsible to indemnify the <b> GoldenTeam </b> from and against any losses, damages, or
                    claims that are made or threatened to be made against the <b> GoldenTeam </b>. </li>
            </ul>
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